Before starting your loan application, we recommend having the following information ready:

• Annual income

• Amount you want to borrow

• How you plan to use the loan funds

If you are applying for a real estate loan, it is recommended that you also have access to the following:

• Property acreage, estimated value, and any dwelling information

Line of Credit loans are great for routine operating expenses. These annual loans make funds available to you as needed and revolve when paid back.

• Convenient access to funds with checks or transfers to a checking account.

• Competitive rate options of variable or fixed rate

• Notification of maturity date and renewal

Securing your loan with collateral can have a positive impact on the application approval process. Fortunately, we make it easy to use existing items such as equipment, livestock, or inventory.

RiverBank is an FSA participating lender and is approved to offer FSA loan products under FSA’s Preferred Lender Program. The bank’s knowledgeable staff will work with you to help meet your goals and determine which program best fits your agricultural needs. Types of FSA loans that we offer are: