Before starting your loan application, we recommend having the following information ready:

• Annual income

• Amount you want to borrow

• How you plan to use the loan funds

If you are applying for a real estate loan, it is recommended that you also have access to the following:

• Property acreage, estimated value, and any dwelling information

• Terms vary (generally 12 months reviewed on an annual basis)

• The interest rate varies to fit your unique situation

• Can consist of term loan, refinance or construction line of credit

• Can consist of land or property for personal use

• Structure free property

• Recreational personal purchases

• Examples include: Boats, RV’s, ATV’s, etc.