Before starting your loan application, we recommend having the following information ready:

• Annual income

• Amount you want to borrow

• How you plan to use the loan funds

If you are applying for a real estate loan, it is recommended that you also have access to the following:

• Property acreage, estimated value, and any dwelling information

• May be secured or unsecured (depending on the situation)

• Terms vary (generally 12 months reviewed on an annual basis)

• The interest rate varies to fit your unique situation

• Offerings include term loans and revolving lines of credit

• Interest rates and terms vary dependent upon collateral, financial status of borrower, purpose, as well as other determining factors

• Offerings include: commercial real estate purchases or acquisitions, commercial construction and development

• Interest rates and terms vary dependent upon collateral, the financial status of borrower, purpose, as well as other determining factors